NJ Home Buying Guide by Tang Group Real Estate | Text/Call us at 908-874-5798 or Book through TangGroupRealEstate.com/Calendar

🚨Warning to all NJ Home Buyers: Be careful when approaching the listing agent directly. Remember, the listing agent's primary obligation is to the seller’s best interests (and their own commission). It does not guarantee getting a “better deal”, as the listing agent will often seek to close as fast as possible and maximize their dual agency commission in working with you. Make sure to work with an honest and ethical realtor that represents YOUR best interests, not just the seller’s.

💵 Buyer Agent Commission: Enjoy expert buyer representation at no extra cost to you – the seller covers our commission. As your buyer agent, we will help you buy the perfect home for you. If a house isn’t the right fit, then we simply walk away.

Welcome! We're a Central New Jersey-based mother-son real estate agent team with over 25 years of combined experience. Whether you're considering selling, buying, renting or property management we've got you covered.

Hongyu “Holly” Tang

Broker of Record, REALTOR®

Cell: 908-874-5798 | WeChat: holly1697

[email protected]

Steven Hou

Broker Associate, REALTOR®

Cell/WhatsApp: 908-644-6036

[email protected]

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Recommended Mortgage Lenders

✨Complimentary Lifetime Vendor Referrals by Tang Group Real Estate

Complimentary Lifetime Vendor Referrals is our exclusive client-centric service that offers continuous support and personalized vendor recommendations to anyone who reaches out. Whether you're a homebuyer, renter, or simply someone in need of expert advice, our carefully curated network of vendors is at your disposal, absolutely free of charge.

Key Features:

Personalized Recommendations: Call, email, or just text us your specific needs, and we'll connect you with 2-3 handpicked vendors that align with your requirements.
Lifetime Access: This is not a one-time offer. Reach out to us whenever you need a vendor, even years after working with us.
Quality Assurance: Every vendor in our network has been thoroughly vetted and comes highly recommended.
Completely Free: There's no catch, no hidden fees. This service is our gift to you, part of our commitment to your lasting satisfaction.
Full-Service Support: From buying and selling to moving or home improvements, we've got the right vendor for you.

Lifetime Partnership: We're here for you, not just for a transaction but for life. This service symbolizes our enduring commitment to your success.

🗓️Home Buying Timeline: Usually 2-6 months

Talk to a Lender & Get Pre-Approved before seeing homes
Let us set up your personalized Property Alerts & See Homes: Usually 2-5 months
Offer Negotiation: Usually 1-5 days
Attorney Review Period (usually 3-4 business days total): The day after both buyer & seller receive the fully-executed contract, if your attorney or the seller’s attorney doesn’t send an email to the other party’s attorney within 3 business days, the contract becomes officially binding. Once initiated, attorneys usually take 2-3 business days (could be as fast as a few hours to a week) to finish reviewing the contract, which then becomes officially binding.
Mortgage Application: Best to apply immediately after the Attorney Review Period.
Earnest Money Deposit (not to be confused with down payment): due within about ~5 business days after the end of the Attorney Review Period.

Usually 2.5-5% ($20,000 is very popular)
Property Inspection (~2-3 weeks)

Buyers have 10 calendar days after Attorney Review to conduct property inspections, with reports and repair requests due to the seller’s agent within 14 calendar days of the Attorney Review's completion. If issues are reported, sellers have 7 business days to agree to correct them. Following the seller's 7-day response period, the buyer has 7 business days to accept the condition or void the contract if key issues are unresolved.

Failure to complete inspections within 10 days, or to submit reports within 14 days, waives the inspection contingency, accepting the property 'as is'.
Mortgage Commitment: Must be delivered to the seller's agent no later than 30 days after the end of the Attorney Review Period.
**Final Walkthrough (**usually 1-day before or often an hour before closing)
Closing

Recommendations (Not affiliated)

Pods.com for Moving & Storage
NJShortTermRentals.com for Short-Term Furnished Rentals. +1 (800) 213-2550